David Sprague, founder of Retirement Well Crafted and On Tap Credit Union partner, has been named a recipient of the prestigious 2026 Five Star Wealth Manager. This elite recognition places Sprague among an exclusive group of financial professionals, with only 6% of candidates in the Denver area selected for the honor, or 180 out of 3,044 total nominees.
The Five Star Wealth Manager award recognizes wealth managers who demonstrate outstanding professional dedication, client retention, and compliance records. This latest achievement caps off a multi-year streak of community and industry accolades for Sprague, reflecting his deep commitment to local families and individuals.
In addition to the 2026 Five Star Wealth Manager award, Sprague’s growing list of honors includes Best of the Best Financial Planner for Golden, CO in 2023, 2024, 2025 and 2026; and, Best of the Best Financial Planner for Arvada, CO in 2024, and 2025; as voted by the readers of Colorado Community Media.
“Successful retirement planning is about far more than investment performance,” said Sprague. “It begins by understanding each client’s goals, values, and vision for the future. Every recommendation must be tailored to unique circumstances, with an emphasis on creating reliable income, reducing unnecessary risk, managing taxes efficiently, and preserving flexibility.”
“David has been a huge asset for On Tap, and we congratulate him on receiving the 2026 Five Star Wealth Manager award,” said Tracie Wilcox, CEO of On Tap Credit Union. “Our mission is to support members through every stage of their financial journey, and David’s thoughtful, purpose-driven approach to retirement planning aligns perfectly with those values. This prestigious honor is a well-deserved recognition of his dedication, and we are incredibly proud to have him as a trusted partner.”
Sprague has spent over three decades helping clients navigate retirement, specializing in transforming accumulated lifetime assets into sustainable income streams. His practice is grounded in a simple but powerful philosophy: Retire With Purpose. Through comprehensive planning and disciplined investment management, he aims to provide clarity and confidence during life’s significant transitions.
Before founding Retirement Well Crafted, Sprague served as an Air Force pilot and Gulf War veteran. Today, he brings those same core principles of preparation, discipline, and accountability to his advisory practice, shaping every client relationship with integrity and a genuine desire to serve.
About On Tap Credit Union
Formerly known as Coors Credit Union, On Tap Credit Union is a full-service cooperative financial institution serving individuals living and working in Jefferson, Denver, Boulder, and Larimer counties in Colorado. Established in 1954, On Tap Credit Union manages approximately $475 million in assets and serves approximately 20,000 members. The credit union provides consumer and business financial solutions, including deposit accounts, vehicle loans, mortgages, home equity lending, credit cards, financial guidance, and commercial lending services, supported by digital banking technology. For more information, visit OnTapCU.org.
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